by JS & Co · Accounting & Finance Consultants
India's professional FP&A platform for CAs, CFOs and business owners — budgeting, variance analysis, scenario modelling, KPI tracking, rolling forecast and cash flow planning.
🏗️
Budget Builder
Driver-based planning
📊
Variance Analyser
Budget vs Actual
🎯
Scenario Modeller
Base / Bull / Bear
KPI Dashboard
Traffic-light ratios
📈
Rolling Forecast
12-month view
💰
Cash Flow
13-week forward
Access the Suite
Enter your details to get started. Your data stays entirely in your browser.
No credit card · Your data stays in your browser · Privacy Policy
Step 1 — Client Information
Enter the entity details for this financial analysis
Entity details
Financial Analysis Dashboard
Navigate modules
Saved scenarios
JS & Co
ACCOUNTING & FINANCE CONSULTANTS
📞 +91 80199 34888
💬 WhatsApp: +91 80199 34888
End-to-end accounting, FP&A, CMA data preparation, and financial consulting across India.
Keyboard shortcuts
Alt+D · Dashboard   Alt+V · Variance
Alt+B · Budget     Alt+K · KPI
Alt+F · Forecast   Alt+A · Analytics
Ctrl+S · Save month   ? · Help
Budget Builder
Driver-based annual budget — auto-spreads monthly (÷12, editable)
Need to track a custom expense? Go to Variance Analyser → scroll to Custom Expense Lines → click + Add Custom Expense. Once added, come back here to set the annual budget amount in the left panel — it will auto-spread monthly (÷12).
Revenue drivers
Revenue growth %12%
Price increase %5%
Cost assumptions
COGS % of revenue58%
Employee cost growth %10%
Other opex growth %8%
Finance & depreciation
Interest rate %11%
Depreciation %10%
Projected P&L —
Variance Analyser
Monthly budget vs actual — each month stores independently, consolidated view available
Budget — Month
Actuals — Month
Custom Expense Lines
No custom expenses added. Click "Add Custom Expense" to create your own expense categories — they will appear in budget, actuals, variance report, and consolidated view.
Variance Report — Month
Scenario Modeller
Model Base, Bull and Bear outcomes with full P&L including depreciation
Base Case
Bull Case
Bear Case
Compare All 3
Assumptions — Base Case
Revenue growth %12%
COGS % of revenue58%
Opex growth %8%
Depreciation %10%
Interest rate %11%
Tax rate %25%
Saved scenarios
Scenario P&L
KPI Dashboard
Key financial ratios with traffic-light benchmarks — green / amber / red
Current period financials
Rolling Forecast
Actuals locked for closed months · Forward projection from chosen start month
Forecast configuration
How to use: Select the Forecast Start Month — months before it will show locked actuals from Variance Analyser, months from it onwards will show projected values using the assumptions below.
Full-Year Restatement
Rolling Forecast — Full Year
Actuals (locked) Projected
Cash Flow Forecast
13-week forward cash position — auto-saved per client
Opening position & weekly inputs
13-Week Cash Flow
Analytics Dashboard
Budget vs Actual — visual intelligence from saved monthly data
Revenue — Budget vs Actual + Trend Projection
Adapts to acceleration & deceleration — best for 2–6 months of data.
Full P&L Variance Summary — colour-coded per line
Variance Waterfall — drivers of total gap
Legend & Key
Budget (planned)
Actual (recorded)
Favourable variance
Adverse variance
Better than budget
Worse than budget
Sparklines in the table show the actual trend direction across all saved months.

Waterfall shows how each P&L line contributes to the total variance gap between budget and actual.
Settings & Data
Privacy Policy · Data stored in your browser only
JS FinSight v2.0
by JS & Co — Accounting & Finance Consultants
info@jsconsultancy.co.in · +91 80199 34888